support@veltrusfinance.com | +1 940 784 63 92 | Licensed EU Lender - 3% APR
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ALL LOANS AT FIXED 3% APR

Four loan solutions,
one transparent rate

No hidden fees. No surprises. Choose the loan that fits your life project and get approved in 24h.

Personal Loan
MOST POPULAR • UP TO €100,000

Personal Loan

The most flexible loan for all your personal projects. Whether you need to consolidate debts, finance a wedding, travel, medical expenses, education or home improvement — no justification required. You receive the funds and use them freely.

✔ Amount: €1,000 to €100,000 ✔ Duration: 6 to 84 months ✔ APR: Fixed 3% - Same for everyone ✔ No fees: No origination, no early repayment penalty ✔ Ideal for: Debt consolidation, family events, emergency, studies, home renovation

Example: €10,000 over 36 months = €290/month, total €10,462 at 3% APR.

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Business Loan
FOR ENTREPRENEURS • UP TO €100,000

Business Loan

Designed for freelancers, self-employed and SMEs in the EU. Get cash flow quickly to buy equipment, stock, finance invoices, open a new location or invest in digital. Decision based on your business health, not just traditional bank statements.

✔ Amount: €5,000 to €100,000 ✔ Duration: 6 to 60 months ✔ APR: Fixed 3% - No variable rate ✔ Fast: Approval in 24h, funds via SEPA instant ✔ Ideal for: Equipment, inventory, marketing, hiring, cash flow gaps

Eligibility: EU business, 6+ months activity, IBAN in EU, ID verification.

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Auto Loan
AUTO FINANCING • UP TO €80,000

Auto Loan

Buy your next car without draining your savings. New or used, electric, hybrid or petrol — from a dealer or private seller. We finance the vehicle directly and you become the owner immediately. Includes electric cars and motorcycles.

✔ Amount: €3,000 to €80,000 ✔ Duration: 12 to 72 months ✔ APR: Fixed 3% - Lower than most dealerships ✔ Vehicle: New, used, electric, hybrid, motorcycle ✔ Ideal for: First car, car replacement, electric switch, family SUV

Bonus: No down payment required. You can also refinance your current auto loan.

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Green Loan
ECO PROJECTS • UP TO €60,000

Green Loan

Finance your ecological transition with a preferential fixed rate. Our Green Loan supports EU sustainability goals: solar panels, heat pumps, insulation, energy-efficient windows, electric bike, sustainable renovation. Same 3% rate but with extended term.

✔ Amount: €2,000 to €60,000 ✔ Duration: 12 to 84 months (longest term) ✔ APR: Fixed 3% - Supports EU Green Deal ✔ Proof: Simple invoice or quote for eco project ✔ Ideal for: Solar panels, insulation, heat pump, energy renovation, e-bike

Impact: Over 2,300 homes made greener with Veltrus Green Loans in 2024-2025.

Apply for Green Loan →